McCarthy Financial Planning is a proud member of the following societies and adheres to their standards of professional excellence and integrity:
FPA® Commitment to Professionalism
Tom McCarthy is member of the Financial Planning Association™ (FPA), a membership organization for the financial planning community. FPA is the largest association of professionals dedicated to championing the financial planning process. FPA members are committed to supporting the financial planning process and to helping people make smarter decisions to achieve their goals and dreams. FPA believes that everyone needs professional, objective advice to make smart financial decisions and that when seeking the advice of a financial planner, the planner should be a CERTIFIED FINANCIAL PLANNER™ certificant.
 Commitment to Continued Education
The Certified Financial Planner Board of Standards is a professional regulatory organization which promotes ethics, integrity and professional standards in personal financial planning. This gives the public an opportunity to have access to -- and benefit from -- competent, ethical financial planning. Individuals who meet rigorous certification requirements are certified by CFP Board to use its certification trademark. Tom McCarthy is a CERTIFIED FINANCIAL PLANNER™ professional.
 Commitment to Helping People from All Walks of Life
Tom McCarthy is a member of The Garrett Planning Network, Inc., an international premier network of professional, Fee-Only financial advisors dedicated to providing independent, objective financial planning and advice, to people from all walks of life, on an hourly as-needed basis. Only 1% of the nation's financial planning firms are structured this way. As staunch consumer advocates and Fee-Only client fiduciaries, members of The Garrett Planning Network continue to demonstrate their commitment to serving the public's best interests by making competent, Fee-Only financial advice accessible to all people. Many financial advisors accept clients only if they meet certain income and net worth requirements. Tom and his fellow Garrett network members believe, however, that professional, objective financial advice is something all Americans need, at least periodically, to build the brightest financial futures. Holding to this philosophy, Tom is proud to offer the same quality, professional advice to all clients, not just the affluent.
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